Terms & Conditions
1. Introduction
These terms and conditions govern your use of the Mortgage Renewal Club website and membership service. By using this website and joining the Mortgage Renewal Club, you accept these terms and conditions in full. If you disagree with any part of these terms and conditions, you must not use this website or join the club.
2. About Us
Mortgage Renewal Club is operated by Lynton Mortgages, a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
3. Membership
Membership of the Mortgage Renewal Club is free and open to UK residents who are homeowners with a mortgage. By joining, you agree to receive communications from us including market updates, renewal reminders, and information about our services.
You can cancel your membership at any time by contacting us or using the unsubscribe link in our emails.
4. Information Accuracy
By providing information when joining the club, you confirm that all information provided is accurate and complete to the best of your knowledge. You agree to inform us of any changes to your circumstances that may affect the information you have provided.
5. Our Services
The Mortgage Renewal Club provides:
- Mortgage market updates and educational content
- Reminders about your mortgage renewal date
- Access to mortgage advice services when requested
The information provided through the club is for general information purposes only and does not constitute financial advice. For personalised mortgage advice, you should speak to a qualified mortgage adviser.
6. Mortgage Advice
When you request mortgage advice from us, this will be provided by Lynton Mortgages as an appointed representative of The Openwork Partnership. Any mortgage advice provided will be subject to separate terms and conditions and regulatory requirements.
Your home may be repossessed if you do not keep up with your mortgage repayments.
7. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Lynton Mortgages or its content suppliers and is protected by copyright laws. You may not reproduce, distribute, or use any content from this website without our prior written permission.
8. Limitation of Liability
While we endeavour to ensure that the information on this website is accurate and up-to-date, we make no representations or warranties about the completeness, accuracy, or suitability of the information for any particular purpose.
To the fullest extent permitted by law, we exclude all liability for any loss or damage arising from your use of this website or reliance on any information provided.
The internet is not a secure medium and the privacy of your data cannot be guaranteed.
9. External Links
This website may contain links to external websites. We have no control over the content of these sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
10. Changes to Terms
We may revise these terms and conditions from time to time. The revised terms will apply to the use of this website from the date of publication. Please check this page regularly to ensure you are familiar with the current version.
11. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of England and Wales.
12. Contact Us
If you have any questions about these terms and conditions, please contact us at:
Lynton Mortgages
Email: [email protected]
Website: lyntonmortgages.co.uk
Last updated: January 2026
